Microinsurance provides simple and affordable insurance protection designed for low-income individuals and families. It offers coverage for common risks such as life, personal accident, health, or property loss, helping provide financial support during unexpected events.
These products typically feature low premiums, simplified requirements, and faster claims processing, making insurance more accessible to underserved communities. Microinsurance is often made available through community organizations, cooperatives, and microfinance institutions, helping extend financial protection to those who need it most.
Note
Coverage and benefits are subject to the terms, conditions, and limits of the policy.
Requirements
Simple steps and what to prepare for better protection.
Enrollment Form
Proof of Identity (Barangay ID, UMID, valid ID)
Participation in community / microfinance program if applicable
Submission of additional documents / information as deemed necessary by the insurance company