Microinsurance

Provides affordable, simplified insurance aimed at low-income individuals or families. Delivered via models like community-based schemes or microfinance-linked mechanisms.

Simple, affordable protection for every Filipino family.

Microinsurance provides simple and affordable insurance protection designed for low-income individuals and families. It offers coverage for common risks such as life, personal accident, health, or property loss, helping provide financial support during unexpected events.

These products typically feature low premiums, simplified requirements, and faster claims processing, making insurance more accessible to underserved communities. Microinsurance is often made available through community organizations, cooperatives, and microfinance institutions, helping extend financial protection to those who need it most.

Note
Coverage and benefits are subject to the terms, conditions, and limits of the policy.

Requirements

Simple steps and what to prepare for better protection.

Enrollment Form

Proof of Identity (Barangay ID, UMID, valid ID)

Participation in community / microfinance program if applicable

Submission of additional documents / information as deemed necessary by the insurance company

Explore

More ways to protect what matters.

Discover a range of insurance solutions designed to give you added security and peace of mind. Find the right coverage that helps you protect your assets, family, and future with confidence.